It may be frightening to be without medical coverage or to lose access to quality health benefits. It may seem as if costly hospital expenses and loans are just a car crash or disease away. As a consequence, most of us believe that one of the forms of insurance services we need is health insurance.
If you find yourself in this position, one choice for obtaining health benefits is to register for part-time positions that have health insurance. Although health care is typically considered to be reserved for full-time workers, an increasing number of companies are also providing full-time coverage to their part-time employees as well.
According to the International Foundation of Workplace Benefit Plans, 37% of companies require employees to work at least 30 hours a week to obtain health benefits, while 25% require employees to work at least 20 hours a week.
12 Companies Which Provide Health Insurance For Their Part-Time Workers
Although health care is becoming a popular perk for part-time employees, it is not a requirement. When it is provided, it would in the very least satisfy the Affordable Care Act’s standards. And if there are more part-time positions and health care accessible, finding them may be time consuming.
We’ve got you protected if you need a part-time position to help you get health care. We found a dozen big companies that have medical plans and other excellent services to their part-time employees. There are some of the finest part-time positions with good benefits.
The internet store has facilities and branches throughout the United States, and part-time workers who operate 20 or more hours a week are eligible for health care. In addition to prescription plans, Amazon allows part-time employees to participate in oral and eye care plans.
In addition, Amazon offers a 401(k) plan with a 50 percent match to up to 4% of workers’ salaries (for a total match worth 2 percent ). Part-time employers may still utilize pretax wages to fund eligible health-care and dependent-care costs by flexible expenditure accounts (FSAs).
Walmart is another area to opt for part-time work and health care. This retail store offers health insurance to all part-time and full-time employees. Most staff may work an average of 30 hours a week, but certain part-time jobs might be eligible for as few as 24 hours per week.
Other appealing aspects of Walmart’s rewards program include tuition assistance for preparation, degrees, or qualifications related to retail jobs. Workers are also eligible for incentives depending on store results, which are provided to all full-time and part-time employees.
Finally, Walmart might be the place for you if you choose to turn a part-time job into a full-time job. It claims to have converted 175,000 part-time employees to full-time status in 2019.
Part-time employees at this famous home improvement store will engage in a preventive health insurance package. This package has 100 percent compensation for health visits and up to four primary care visits a year, as well as certain prescription medication coverage. Part-timers have the option of enrolling in an oral or vision package in addition to the medical plan. After 89 days of continuous service, part-time workers at Lowe’s are registered for these health care benefits.
P.S. If you like home renovation, you should note that Home Depot provides part-timer services such as health and eye policies, disability care, and life insurance.
Part-time staff at this supermarket retailer are covered for medical insurance, vision and hearing, dental treatment, and prescription medications. Costco workers often have access to short-term injury, life, and long-term care benefits policies.
After clocking at least 450 hours in the second month, part-time workers are eligible. Employees will link their spouses, infants, and intimate partners to their plans to cover a portion of the expenses by payroll deductions.
Part-time workers became qualified for health benefits by doing 240 hours of overtime over the span of three months (an average of 20 hours per week). They must retain this average in order to be eligible for health care. Health, dental, and vision plans are both available from Starbucks.
Part-time workers at Starbucks may also take advantage of other useful perks. Its “College Achievement Plan” covers the whole cost of enrollment for online bachelor’s degree programs at Arizona State University. Starbucks also offers savings plans. Which has a competitive 401(k) match policy that matches 100% of the first 5% of compensation contributed and vests automatically. Finally, Starbucks has competitive compensated days off, which covers vacation and sick leave. It turns out that serving coffee isn’t the only perk of being a barista!
When employees operate 20 hours or more a week at Ikea, they are deemed full-time. Part-time employers and their dependents now have rights to comparable advantages as people who operate up to 40 hours a week, such as medical, dental, and vision coverage.
Tuition support, parent benefits, generous compensated days off, and deals on grocery goods and meals are all available via the Swedish business.
TeamstersCare provides medical, dental, eye, auditory, and other benefits to part-time UPS employees. To be qualified for these employee benefits, they must serve more than 225 hours in a three-month span, which is around 19 hours per week.
Delta workers are eligible for health benefits such as medical, eye, and dental care if they perform 30 hours or more a week on a daily basis. Dependents, such as a legitimate parent, intimate partner, or fetus, may also be enrolled in the programs by eligible workers.
Within 30 days on the job, Delta workers are entitled to travel rights in addition to insurance care. This allows employees and their families to fly for free or at a discounted rate to every Delta destination.
Both hourly crew members at Chipotle are registered for preventive health insurance services, and there are no minimum weekly hour standards. Any part of the crew may also engage in a visual or dental coverage scheme. Additionally, Chipotle workers who work more than 30 hours a week over a period of 12 months will participate in a PPO account.
Other perks, such as generous PTO and contributions to 401(k) savings accounts, will make this position much more appealing. Chipotle offers a 401(k) contribution of up to 4% of net compensation of workers who have worked with the company for at least a year and have logged 1,000 hours. Its financial aid package also reimburses participating employers up to $5,250 in qualified school expenses each year.
REI, an outdoor and recreation retailer, provides medical care to workers who perform an average of 20 hours a week or more over the course of a year.
REI also has competitive days off, plus a compensated “Yay Day” every six months to go outside. Employees also get substantial savings on equipment and experience, as well as “adventure grants” to cover any of the expenses of pursuing a new outdoor sport.
11. Suntrust Bank
Part-time employees of this bank are eligible for medical care beginning the first part of the working month after the first day of work. Suntrust Bank, for example, offers four different services, including pre-tax retirement plans such as a health savings program (HSA).
Employees will also take advantage of the company’s oral and vision programs.
12. Whole Foods Market
Whole Foods Market has long been a pioneer in providing excellent opportunities to part-time workers. According to Business Insider, the company revised its policies in September 2019, increasing the number of hours needed to apply for health benefits from 20 to 30 a week.
Despite this move, Whole Foods Market remains a feasible choice for employees who can commit to working 30 hours or more per week. Employees also get a 20% in-store discount at Whole Foods, with the option to increase this to 30% within six months.
Should you look for part-time jobs with health insurance?
According to the Kaiser Family Foundation, the typical bronze health insurance rate is $331 a month, making health benefits unaffordable for many who do not have a full-time job.
If you could start a side hustle or work a weekend job to supplement your income, getting health care from a part-time job might be a good choice for someone who can’t find or stick to a full-time job but don’t want to pay for health insurance out of pocket. Benefits that a side hustle cannot have, such as a savings package or tuition payment, can also be appealing.
There are few examples of people that fit into this category:
- Many that wish to work less hours as parents
- Self-employed or freelancers who are starting a company
- Students who are enrolled full-time in education and working for a degree
- Job applicants who need to fill a void in their health benefits
- Early seniors who have given up their regular jobs
- Hand hustlers searching for a lucrative side gig
- Employees who are sick or have a medical problem
Finding a part-time career and health benefits ensures you don’t have to depend on full-time jobs for your health coverage. One of these positions could be perfect for you if you’re more concerned about how to get health care than with making money. This list is a fantastic place to start looking for part-time positions that have health care.
You can also look at businesses that have other benefits such as nursery or elder care. Look at businesses and their benefits to see what they have to sell, as well as what they post reports about part-time employment insurance and other benefits. Ask about the company’s insurance policies and the conditions to join in them whether you have an interview or an opportunity to talk with a boss.
What Is a Decent Part-Time Job That Pays Well?
There are many high-paying part-time positions available in a variety of sectors. Part-time jobs that pay far over the minimum wage include, for example:
- Fitness instructors/exercise teachers: According to the Department of Labor Statistics, the standard hourly pay for trainers and instructors is $19.42. Again, you will usually teach courses or hold client sessions on your own day.
- Specialists in computer and technical support: According to the Bureau of Labor Statistics, the national hourly salary is $26.33. If you have the necessary skills, you will work part-time and earn a good salary.
- Transcriptionists in medicine: According to the bureau, the standard hourly wage for this job is $16.05, and often workers will work from home.
What Are the Benefits of Working Part-Time?
A part-time job has many benefits. Part-time positions allow you greater scheduling versatility, allowing you to work whilst attending school or caring for children. Since an employer isn’t making that much of a promise to you, they can be simpler to secure than full-time work. You may also opt to work one or two part-time jobs to gain experience in various fields or to develop your resume.
What Is the Duration of a Part-Time Job?
There is no official description of part-time work in the Fair Labor Standards Act. However, the Bureau of Labor Statistics considers a part-time career to be one that lasts less than 35 hours per week, whereas the Internal Revenue Service considers it to be one that lasts between 16 and 32 hours a week.
Is It Possible To Get Unemployment Benefits if I Work Part-Time?
If you have served part-time, you might be qualified for unemployment compensation. – The state has its own qualifying laws, but in general, you must meet minimum job conditions in the months leading up to filing for unemployment benefits. While you are not required to operate full-time to meet these criteria, working part-time can result in reduced benefits.
In certain jurisdictions, you can claim unemployment payments if you work part-time, although the money you get will be limited by the wages from your part-time position.